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Loan EMI Calculator

Calculate EMI (Equated Monthly Installment) for loans. Get detailed breakdown of principal, interest, and amortization schedule.

Enter Loan Details

About EMI Calculation

EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. It includes both principal and interest components.

EMI Formula:

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]

Where P = Principal, R = Monthly Interest Rate, N = Number of Months

Key Factors:

  • Loan amount (principal)
  • Interest rate (annual)
  • Loan tenure (years)
  • Payment frequency
  • Processing fees

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