💰 Closing Costs Estimator
Estimate all the costs associated with closing on your home purchase. Get a detailed breakdown of fees, taxes, and expenses.
🏠 Property Information
📊 Closing Costs Summary
$14,024.795
Total Closing Costs
3.51% of home price
Down Payment:$80,000
Total Cash Needed:$94,024.795
💳 Cost Breakdown
Loan Costs:$3,870
Title & Recording:$6,350
Prepaid Costs:$1,354.795
Escrow Account:$1,000
Other Costs:$1,450
📋 Detailed Cost Breakdown
origination Fee
$3,200
appraisal Fee
$500
credit Report Fee
$50
flood Certification
$20
tax Service Fee
$100
title Insurance
$2,000
title Search
$200
recording Fee
$150
transfer Tax
$4,000
property Tax Prepaid
$400
home Insurance Prepaid
$100
interest Prepaid
$854.795
property Tax Escrow
$800
home Insurance Escrow
$200
home Inspection
$400
survey
$300
pest Inspection
$100
attorney Fee
$500
courier Fee
$50
notary Fee
$100
💡 Closing Cost Tips
💰 Reducing Costs
- Shop around for title insurance
- Compare lender fees and rates
- Negotiate with the seller for concessions
- Consider a no-closing-cost loan
- Ask about lender credits
📋 Preparation
- Review the Loan Estimate carefully
- Compare with the Closing Disclosure
- Bring certified funds for closing
- Bring valid ID and proof of insurance
- Review all documents before signing
⚠️ Common Mistakes
- Not budgeting for closing costs
- Making large purchases before closing
- Changing jobs during the process
- Not reviewing the final numbers
- Forgetting to bring required documents